What About Life Insurance?

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In this economy it seems as if many people are looking for ways to trim the budget and cut expenses.

There are many areas that can help trim the fat – buying groceries on sale, using coupons, eliminating excess cable tv channels, turning up an air conditioning by a degree, raising auto insurance deductibles, keeping excess lighting off inside the home, reducing the time driving in the car to save on gas.

Unfortunately, one area that some family’s may consider “excess” is life insurance. And that is a sad thing.

If you feel life is hard now and money is tight now – imagine how much tougher and tighter the household budget would be if a loved one dies and you lose the income that they had been earning. Read more…

Hurricane Season is On the Way – Do You Have International Student Travel Insurance?

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While the early part of the summer brings exciting vacation plans for many travelers, it also brings about hurricane season in many areas. If you are planning to travel out of your country and into a coastal area this summer, make certain you have protected your financial investment in that trip by purchasing international student travel insurance with trip cancellation protection.

Hurricane season officially begins later this week, with areas like the U.S. Gulf Coast projected to get hit first. Many experts believe that the hurricanes will be especially powerful this year. Read more…

Avoid Roadside Breakdowns With Preventive Maintenance

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It is interesting how many times you see late model vehicles stalled on the side of the road – yet many people with older vehicles drive them for many years and experience little or no trouble. The secret is preventive maintenance. We know of one client who still drives a 1993 Ford Escort on a daily basis that has never needed major repairs, yet auto repair shops are filled with newer vehicles that owners have failed to take proper care of.

Even the most finely-engineered machinery requires periodic upkeep; by having this done on a regular basis, you’ll have a vehicle that will serve you well for fifteen and even twenty years.

The Basics

You’ve read about them before, but here is a reminder – follow your vehicle’s recommended maintenance schedule. Many car

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Weekly Round Up-Euro Trip Edition

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I am back! As most of you may have noticed, we were away for most of May. After a few years I finally managed to squeeze some vacation time and we decided to go on a mini-Euro trip, but all good things come to an end and it is back to work time. Without further ado I present to you a few of this weeks best articles.

Why I Don’t Trust Gold @ Wall Street Journal

Buying a Used Car in a Private Sale – Protect Yourself @ Canadian Finance

Are You Financially Sexy? @ Million Dollar Journey

Cash, Credit or… Cell Phone? The F

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BREAKING NEWS! Arrow Trucking Suddenly Leaving off in 1400, and many unemployed STRANDED!

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Reports say Arrow Trucking in Tulsa, Oklahoma quit unexpectedly, so that about 1,400 drivers out of work. www.pro8news.com Arrow Trucking has a station in Laredo. No trucks, no member of staff, nothing, just an empty space. Only three days before Christmas, said Arrow Trucking their drivers leave their trucks where the arrow next station without answers. Drivers were confused, not knowing what just happened. ————————————————– ———– ArrowRoad transport has faced lawsuits for unpaid bills sued the company for about $ 500,000. www.tulsaworld.com For more than a year, Arrow Trucking Co. has financial problems, the bills are pai

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Auto Insurance Debate Drives Prop. 17

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It’s been said that motorists in Ventura County — and all across car-centric Southern California — can’t part with their automobiles. How much of that can be attributed to auto insurance is yet to be seen, although an upcoming ballot measure could change the way people choose to insure themselves, according to supporters and opponents of Proposition 17.

Prop. 17 is a statewide initiative on primary ballots, asking voters to approve changes in the way auto insurers provide discounts to their clients; namely, between those people who’ve maintained continuous coverage, and those who haven’t.

Backers of the measure say that Prop. 17, the “Co

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Young Drivers Car Insurance & The Internet

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It is now official – you can be insured and on the road in a matter of minutes without having to wait for a cover note to arrive through your door when you buy a new car. The Department of Transport has now given official permission for insurers to issue electronic car insurance certificates without sending a copy through the post. As such, all young drivers car insurance can now be issued immediately.

Young drivers insurance certificates can be emailed to drivers as soon as their policy applications have been approved. They can then print them out and use them of official proof on insurance.

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Weekly Address: real conversations about health reform, insurance

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The president talks about how the talk turned to the reform and health insurance in the reality television of what happens in secret in America. He describes how in most cities, people and members of Congress in constructive conversations, and how people learn, how the reform will help them and their families with the real problems, facing the insurance system. 15th August 2009.

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Life Insurance Math

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Most people would just about rather be repeatedly poked in the eye socket with a fork than to listen to an insurance agent go over the benefits of a whole life insurance policy. They also know, for the most part, that a term life insurance policy is usually better than a whole life policy, if only for the fact that you get a whole lot more coverage for a whole lot less money. As investments go, whole life insurance is at the bottom of the list in terms of what you earn.

Let’s take a closer look at why this is. Get familiar with the math of life insurance and you’ll be more equipped to make the right decisions for you and your family.

First of all, it’s important to understand the difference between what your life insurance agent tells you and what is reality. The a

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