Marc Brown and Light Graffiti

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About this time last year, I stumbled across some great artwork. It was Light Graffiti Cars, a really cool one of using light painting to show cars on different backgrounds. It was an original, inventive way of using light painting which got them included in the 10 Masters of Light Painting Photography. The original series featured the Morgan Aero, Ferrari F430 and the Audi R8 among others.

The creators, media entrepreneur Marc Cameron and photographer Mark Brown, are back with Light Graffiti Cars – The Final Chapter! And the latest instalment is arguably better than ever. It features some of the hottest and most talked about cars around at the moment, the Audi R8 Spyder, the Bugatti Veyron SS, the Ferrari 458 Italia, the Lamborghini Gallardo and more. Here are

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Take a Breakdown Cover to Be at Peace This Festive Season

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If you have been wondering how to cut back your insurance costs during the holiday season, supermarket comparison may be the best way to achieve the task. With the Thanksgiving over, UK is all set for the holiday season to take over and while the season indicates joy and glory, a check over your insurance policy and car care could help you save a bit more on your premium. The following tips when utilised ensure that you need to end up spending your Christmas Eve at your insurance company making insurance claims. These tips are especially useful for the younger drivers who often require proper help during the festive season.

The best way to avoid making insurance claims and more importantly being a part of an accident is to stick with the non-alcoholic drinks.

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Perkins Slade offers weather tips

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Following the early incidence of winter weather, and with a prolonged cold snap forecast, independent broker Perkins Slade has offered homeowners tips on how best to safeguard their homes from the wintry weather.

Homeowners should check their central heating and ensure the thermostat is working properly, and those with older boilers should consider installing frost thermostats.

In addition, heating should be kept on constantly, including overnight, to prevent pipes freezing and then bursting.

Perkins Slade also advocates lagging exposed pipes and making sure that the means of turning off the main water supply is known.

Should the home be vacant for a period of time the central heating system should be drained and the main water supply turned off, or the heating should be kept on at 10C.

According to BBC weather forecasts the cold weather, including the earliest snowfall for over a decade, could last two weeks.

 

Credit Card Applications: After Three, Think Security

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I recently got a call from a college friend who wanted advice on how to get approved for the best credit card possible . He said he had applied and applied but for some reason had still not been given use of a single card. What should he do differently, he wondered, when applying for cards in the future?

My advice to him: immediately stop applying and open a secured credit card because it provides both guaranteed approval and a safe way to rebuild credit.

You see, my friend’s credit had not been great to begin with. He racked up high credit card charges during his freshman year and had difficulty paying them off. W

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How will health care reforms affect international students?

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Many industry observers are keenly observing various aspects of the health care reform bill to understand the influence it will have on various demographics – the rich, the poor, the employed, the unemployed, the ones with and without coverage, and everyone else in any other group. Let us focus on international students, and see what effects they might face.

When the discussions and debates for the bill were in progress, people had expected the students would face no or very little major price-rise. That no longer seems to be the prevailing opinion among experts today. Rather, an increase is definitely on the cards. Read more…

Car Club Insurance- The Newest Addition to the Insurance Market

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Car insurance comparison would open to you the myriad of opportunities that you have from the insurance sector. Of the other options, one which has risen in popularity is the car club insurance. If you have been thinking about this form of insurance it is better that you understand its consequences alongside the benefits for making the appropriate choice. Car club insurance certainly does have some benefits- one among them being the amount that people can save which ranges upto £100. However, one cannot negate that there are other issues that need to be taken into consideration as well for such an insurance.

When you a member of a car club insurance, you are liable to any damages that occur once you have dropped it off at the centre point.

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Benefits of an international health insurance

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International student health insurance is mandatory in many universities, and essential in most other cases. Staying covered during your stay in an international university will bring you many benefits, piece of mind being the most important one.

Cheap: It is very affordable, whether you buy the default one-plan-suits-all policy from your university or by doing research and customizing the policy as per your bespoke needs. In fact the monthly premium is cheaper in most cases that a single consultation fee paid to the doctor.

Easy to buy: You can buy a policy in 10 minutes online, by keying in very few details. Read more…

A ‘Get Out of Jail Free’ Card for the Insurance Industry

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The following op-ed by Harvey Rosenfield, the founder of Consumer Watchdog and the author of Proposition 103, was published in The Daily Journal of Los Angeles on Monday, November 15, 2010.
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Can the California Insurance Commissioner or one of his staff authorize an insurance company to break the law, so that the company is immune from a civil suit for illegal surcharges?

According to Division Three of the 2nd District Court of Appeal, the answer to this question is yes. Its decision last month in MacKay v. Superior Court (21st Century Ins. Co.) 188 Cal.App.4th 1427 is the latest in a decades-long campaign by the insurance industry to win from the judicial branch what it lost at the ballot box when California voters passed insurance reform Proposition 103. Read more…

Book Review: The RESP Book

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With a recent survey indicating that the drop out rate has declined dramatically (especially for those aged 16-24), young people today are realizing that without at least a high school diploma, job prospects are slim to nil. Additionally, the federal government has acknowledged that market awareness of educational support programs (such as the RESP)  is low, especially with low income families. It is with these points in mind, that the timing could not be better for the launch of Mike Holman’s new easy to read, RESP guide.

The RESP Book: Mike Holeman

This comprehensive RESP book is made up of 12 relatively short chapters: ideal for time-constrained readers and today’s short attention span. Each

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