Cambridge life insurance assists in providing needed financial security for you and your family. While considering the event of one’s own death is not a pleasant thought, nevertheless it is important to ensure that your loved ones will be properly provided for whenever the time comes. Purchasing a Cambridge life insurance policy today will give you the coverage Massachusetts law allows to plan for your family’s well-being.
Insurance Plan Options
There are several types of Massachusetts term life insurance policies available for you to choose from in Cambridge. While all of these options can cover you for a set period, the way in which each covers you will differ.
Thinking about life insurance for the coming year? Many people are. Most of us want to protect our families and provide money if a sudden accident or illness leaves them without an income.
The very best way to do that is to buy a term life or whole life insurance policy. For most people, this is an easy decision.
However, when it comes to choosing the right company for your life insurance business, the issue becomes more complicated. There are hundreds of insurance companies selling life insurance; how do you know which one is best for your needs?
Here are the ones predicted to be the best life insurance companies in 2012.
In today’s news, a new survey shows that the percentage of Americans lacking health insurance coverage rose for the fourth straight year in 2011.
Calculating A Long-Term Care Policy: Will It Cover Your Needs, Can You Pay For It And Can You Afford Not To Have It?
Reporting for Kaiser Health News, in collaboration with Insuring Your Health: Hospitals Seek To Attract Business With Patient Perks
In her latest Kaiser Health News consumer column, Michelle Andrews writes: “A growing number of hospitals are seeking to attract new patients and keep existing one by offering them an array of perks, from free parking and gift-shop discounts to wellness seminars and health screenings. S
Health insurance companies have been around for a long time. In fact, the earliest ones arose during the Civil War era in the mid 1800’s and covered rail and steamboat travel accidents only.
Actual health insurance to cover sickness began around 1890. Hospitals started their own health insurance plans in the 1920s and a teacher’s group in Texas created group health insurance in 1929.
To shop for online health insurance coverage to meet your needs, simply input your zip code into the free quote tool to begin.
The nonprofit Blue Cross began in the early 1930s and actual health insurance companies beginning in the 1930s and 1940s. Only in 1965, did Medicare and Medicaid become a reality. Hea
Did you know that the ASPCA sells pet insurance? They have a wealth of information on their website that will teach you all about what pet insurance is for, why you need it, and more. If you have questions about pet insurance, you can probably find the answer somewhere on the ASPCA website.
The American Society for the Prevention of Cruelty to Animals (ASPCA) was the very first humane society that was established in the United States. They were founded in 1866 by Henry Bergh.
They have a program called ASPCA Mission: Orange which works toward ending the unnecessary euthanasia of adoptable pets. They work to pass laws that protect animals.
Purchasing a life insurance policy can offer you peace of mind in knowing that your loved ones will have the financial security they need if you pass away. Any life insurance provider will tell you that you can buy a whole life insurance policy, a term life insurance policy, or a return of premium term life insurance policy, so what are the differences between these options?
While a whole life insurance policy offers you coverage regardless of when you die, a term life insurance policy offers you coverage if you die during the term, which is the specific period of time outlined in your policy. If you don’t die during the term, your coverage ends and you must either purchase a new policy or in some cases, you can negotiate with the insurer to renew your policy.
Most people agree that term life policies are the most affordable way to purchase large amounts of coverage. This is probably why the term is popular with many types of clients today. If you are looking for a life insurance policy at low cost to you or a company, you’re probably looking for life term!
This type of policy is temporary, not permanent. They can last a year or thirty years. It may seem like the term will last forever. Read more…
Sun Life Direct outlines how much it costs when you die in the UK with its fifth annual report
- Cost of dying increases to 7,248, the equivalent of three months average UK wages (up 20% since 2007!)
- Almost 1 in 5 (100,000) people who are left to organise a funeral struggle with the costs, double that of 2009
- The State safety net is stretched demand for financial aid far outstripssupply
Despite these substantial costs, a quarter of the UK population havent made any plans for their end of lives, whether it be for funeral costs, estate administration, the preparation of legal documents such as wills, lasting power of attorney or for the provision for long term care.
A new report from Chatham House, a policy institute for international affairs based in the UK, paints a very dire picture for the future of the global insurance industry. The past two years have been incredibly difficult in terms of insurance. Two record-breaking years for natural disasters have left the industry rattled and somewhat disoriented. The impact of these disasters has taken a toll on the global economy as well, damaging what was already a fragile structure. According to the report, the global economy can only withstand one week of severe disruption to production and transportation before collapsing.
The report notes that a disruption of only two days can have a major impact on the price of food and water as supplies begin to dwindle.